Obtaining a mortgage loan prequalification is a must before you begin your search for a new home. Mortgage loan prequalification is actually a simple process, provided you take the steps in our prequalification and home buying checklist below. We've partnered with First Capital Alliance, who will make the mortgage loan prequalification process quick and easy. First Capital Alliance is a proud member of the California Association of Mortgage Brokers, and have provided professional, straight-forward service to countless home buyers. Complete a quick mortgage loan prequalification application on the Capital Alliance Website now - don't wait until you see the home of your dreams before you get started.

Please also review our home buying and mortgage loan prequalification checklist below. You'll want to take the following actions so that you are prepared to make an offer when you see the home of your dreams. It's a good idea to organize the items listed below into a tidy file before you start your search for a new property:

• Get your financials together: You'll want to have you last two (2) years tax returns, two (2) months of recent paystubs, bank statements for the last twelve (12) months
• Pay down credit accounts as much as possible
• Clean up any incorrect accounts on your credit report
• Get a mortgage pre-approval from a reliable bank or mortgage broker, and ask for a letter stating your pre-approval status.